Main activity of UADBB “Lagedra” is mediation when concluding life and general (non-life) insurance contracts, damage administration. But mediation when concluding insurance contracts and damage administration are quite wide concepts, so we would like to overview them in more detail and to reveal broker’s additional value for the assured. Our assureds, who provided appropriate powers of attorney to act on their behalf when concluding life and general (non-life) insurance contracts, administering damages, we shall ensure:
- Organisation of competitions between assureds, negotiations on behalf of assured, analysis on received proposals, consultations and presentation of conclusions, preparation of projects of insurance contracts. As a rule, most often amounts of insurance instalments shall depend on presentation of suitable information for assureds. Surely, objectives of the assured and wish to conclude insurance contract have much influence on it. Therefore, by organising competitions, we have experience and know how to highlight positive aspects of the risk of assured for assurers and in this way we try to create competitive environment, the purpose of which is useful insurance solutions for our clients.
- Constant monitoring of insurance services and their prices. Insurance market is very dynamic and variable. Fluctuation of conditions and prices of insurance services may be compared to price of shares at exchange. Conditions of insurance services at the same assurer shall often vary, even several times a year. Of course, without appropriate qualification it would be difficult to follow these events as it requires specific professional providences and knowledge. Since this activity for our specialists is constant, on Your request, we will operatively inform you about these changes and tendencies.
- Administration of insurance contracts – service after insurance contracts will be concluded, when replacing them, supplementing them and renewing on time. On additional request, our electronic data base will automatically inform the client about ordinary payments of instalments and end of insurance contracts.
- We will make audit on insurance contracts for our future clients without additional payment. Considering to particularity of the client, we will assess reliable scope of existing insurance contracts from possible losses, quality of insurance contracts from legal aspect, price and quality of ratio between paid insurance instalments and received insurance services, will help to identify risk at that time and in the future.
- Prevention of losses. Considering to particularity of the company, history of losses, we will present proposals how to reduce indexes of company’s losses and to take preventive measures in order to prevent losses by implementing our recommendations. You can hope to reduce your expenses that were intended for insurance by not worsening conditions of insurance, to look more attractive for assurers, who will compete when supplying proposals to insure.
Administration of damages. It is especial service of a broker, which shall create the greatest additional value for the assured. Administration of damages is being performed for our clients without additional payment. Administration of damages for assured, the insurance contracts of whom were concluded without our mediation, is performed for agreed payment only. We understood administration of damages as a consultation after an event, our assistance to help by providing necessary documentation for the assurer, quick end of administration of the case and payment of insurance. Help to solve a dispute between assurer and the assured in the way of mediation. On a request of the assured, we will present tentative conclusion on calculation of amount of assurer’s damage, validity of refusal to pay insurance payment and in other cases.